Male and female in their mid-20s smiling at computer while female holds credit card in her hand

Credit Cards

Find the PERFECT CARD for you.

The Personal Credit Card lets you choose between a full 1% cash back, with no spending limit and no limit on rewards for qualifying purchases or the buying power of Platinum benefits. Both options come with a low spending rate and valuable cardmember benefits.

 Platinum Benefits  Visa® Card
  • No annual fee
  • Annual Percentage Rate (APR) is variable and based on Wall Street Journal Prime Rate.
  • 0% intro APR on purchases for the first 7 billing cycles after account opening, after that the APR will be 18%.
  • 0% intro APR on balance transfers and cash advances for the first 7 billing cycles, after that the APR will be 18%.
  • Balance transfer fees and cash advance fees are $5 or 3% of each transaction, whichever is greater. 
  • Manage expenses 24/7 through consumer.cardservices.bank.
  • Contactless and Mobile Wallet enabled.
Cash Back Rewards Visa® Card

  • $35 annual fee
  • No cap on cash back, get 1% cash back on every dollar you spend
  • The Annual Percentage Rate (APR) is variable and based on Wall Street Journal Prime Rate.
  • 0% intro APR on purchases, balance transfers and cash advances for the first 7 billing cycles, after that the APR will be 16%. 
  • Balance transfer and cash advance fees are $5 or 3% of each transaction, whichever is greater. 
  • Manage expenses 24/7 through consumer.cardservices.bank.
  • Contactless and Mobile Wallet enabled.
APPLY for Your Credit Card TODAY!

 
Already a Credit Card customer?  Manage Your Expenses with our new and improved Card Management website.
  • Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined
  • View your purchases, add memos, and tag your purchases for easy tracking.
  • Mange your card at your fingertips. Activate your card, set card PIN, or report your lost/stolen cards.

The Peace of Mind of Visa® Zero Liability
Please contact us with any questions about this credit card or any of our other services.
 
CardValet®
Take advantage of managing your business or personal card on the go with our new Mobile app, CardValet®. This App allows you to manage your credit card anytime, anywhere, using your Mobile Device. The app is available on the App Store and on Google Play.

Credit cards are issued thru ServisFirst Bank. Approvals can take up to 48 hours.