Business Fee Schedule

Essential Business Checking
  • Monthly Maintenance Service Charge  - Free
  • Number of free combined Transactions - 200
  • Per Deposit Fee >200 $0.75
  • Per Debit (Check & ACH) Fee >200 $0.20
  • Per Items Deposited >200 $0.15
Business Advantage Checking*
  • Monthly Maintenance Service Charge* $20.00
  • Number of free combined Transactions 500
  • Per Deposit Fee >500  $0.75
  • Per Debit (Check & ACH) Fee >500  $0.20
  • Per Items Deposited >500  $0.15
 Beyond Business Checking (Analysis Acct)**
  • Monthly Maintenance Service Charge $20.00
  • Number of free combined Transactions 500
  • Per Deposit Fee >500 $0.75
  • Per Debit (Check & ACH) Fee >500 $0.20
  • Per Items Deposited >500 $0.15
Community Checking
This account has no monthly service fee, no fee for deposits
or deposited items, provides unlimited checks paid and checks
deposited each month.
 
Business High Yield Money Market
A $5.00 monthly service charge will be charged if the minimum daily balance in the account falls below $5000 any day of the statement cycle.

Municipal Money Market
Monthly Maintenance Service Charge - No Service Charge
 
ATM & Debit Card Fees
ATM transactions at OneLocal Bank ATMs:  Free
ATM transactions at Non-OneLocal Bank ATM's are subject to other banks' fees/surcharges.
OneLocal Bank is a member of the NYCE SUM surcharge-free network. Access your money at any SUM network ATM without a surcharge, visit www.sum-atm.com to locate participating ATMs. 
  • Expedited card replacement fee $45.00
Business Online Banking Fees
  • Online Banking and Bill Pay - Free
  • Online Banking External Transfers - Free
  • Same day electronic bill payment $9.95
  • Next day check bill payment $14.95
  • Stop & Reissue bill payment check $20.00
Cash Management Services Fees
  • ACH Services Monthly Fee $25.00
  • Merchant Remote Deposit Monthly Fee $50.00
  • Positive Pay Monthly Fee  $50.00
  • Wire Transfer Services  Free
Wire Transfer Fees
  • Incoming Wire $10.00
  • Outgoing - Domestic $20.00
  • Outgoing - International $50.00
International / Foreign Transaction Fees
MasterCard CBA Fee (Cross Border Fee) 0.90% of Trans Amt MasterCard CCA Fee (Cross Border Conversion Fee) 0.20% of transaction Amount (only applies to transactions in foreign currency. 
Safe Deposit Boxes
Drilling Fee $175.00
Lost Key Fee $35.00
3 x 5 Box $48.00
5 x 5 Box $60.00
3 x 10 Box $72.00
6 x 10 Box $96.00
12 x 12 Box $180.00
12 x 17 Box $275.00
Miscellaneous Fees
Money Order  $2.00
Treasurers Check  $4.00
Returned item fee #  $30.00***
Paid item fee   $30.00 ***
Deposit Transfer Overdraft Fee  $2.00
Deposit Item Returned $10.00
Stop Payment, Checks & ACH $20.00
Stop Payment, Money Orders and Bank Checks $20.00
Check Collection - Canadian $10.00
Check Collection – International $45.00
Tax Levy/Garnishment $35.00
Escheatment Fee $50.00
Coin Counting - No Charge for customers up to
$200.00 per day, 10% of balance over $200 in one day.
* Monthly Maintenance Fee is waived if the account maintains a $10,000.00 minimum daily account balance or $25,000.00 in average deposit balances.
** Monthly Maintenance Fee and per item fees are offset against earnings credit.
 

*** Returned item fee and Paid item fee may be imposed on any of the following transactions: checks and other transactions made using your checking account number, in-person withdrawals, recurring debit card transactions, automatic bill payments, ACH transactions or other pre-authorized transfers.
Items or payments may be presented multiple times and we do not monitor or control the number of times a transaction is presented for payment. We may charge a Returned Item Fee each time a payment is presented if the amount of money available is not sufficient to cover the payment, regardless of the number of times the payment is presented