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Deposit Rates

Current Rates

Rates effective as of Friday, September 1, 2023

Featured Certificate of Deposits †

CD Terms Compounding Minimum to open and earn APY* Interest Rate APY*
NEW
***5 months
 Monthly
$10,000 
 4.94% 5.05% Open Online
*** 7 months
 Monthly
$2,500
 5.03% 5.15% Open online
NEW
*** 13 months
 Daily $1,000.00 4.64% 4.75% Open online
*** 17 months Daily $1,000.00 3.44% 3.50% Open online
*APY = Annual Percentage Yield.  † An early withdrawal penalty may be imposed and could reduce earnings for these accounts. Fees could reduce earnings. ***At renewal, the 5 month, 7 month CDs will renew at the 6 month term at the 6 month rate at that time unless you instruct otherwise. The 13 month and 17 month CDs will renew at the 12 month term at the 12 month rate at that time unless you instruct otherwise.

High Yield Money Market & iYield Money Market Account
Minimum to earn APY* Compounding Minimum to open Interest Rate APY* open online
$1,000,000 + Daily $25 3.92% 4.00%
$500,000 -
$999,999
 Daily $25 3.68% 3.75%
$250,000 -
$499,999
 Daily $25 3.68% 3.75%
$50,000 -
$249,999
 Daily $25 2.96% 3.00%
$.01 -
$49,999
 Daily $25 2.96% 3.00%
*APY = Annual Percentage Yield.   The rate may change at any time. Fees could reduce earnings.

Certificate of Deposit & IRAs**†

 CD Terms Compounding Minimum to open and earn APY* Interest Rate APY*
**7-91 days Monthly $2,500 .25% .25%
6 months Monthly $2,500 .50% .50%
12 months Daily $1,000 .75% .75%
***18 month Preferred CD Daily $500 .30% .30%
24 months Daily $1,000 1.25% 1.26%
36 months Daily $1,000 1.49% 1.50%
48 months Daily $1,000 1.49% 1.50%
60 month Daily $1,000 1.73% 1.75%
*APY= Annual Percentage Yield.  † An early withdrawal penalty may be imposed and could reduce earnings. Fees could reduce earnings. ** 7-91 Certificate ( Current term offered is 3 months).*** At renewal the 18 month Preferred CD will renew at the 12 month term and the 12 month rate in effect at the time unless you instruct otherwise.  The 18 month Preferred CD is no longer offered as a new account. The 18 month Preferred CD allows a one time rate change during the term.
 

Statement Savings, iBoundless Savings and Savings Passbook Accounts**

Minimum to earn APY* Compounding Minimum to open Interest Rate APY*
$100,000+ Daily $25 .10% .10%
$50,000 - $99,999.99 Daily $25 .10% .10%
$25,000- $49,999.99 Daily $25 .10% .10%
10,000-$24,999.99 Daily $25 .10% .10%
$.01-$9,999.99 Daily $25 .10% .10%
*APY = Annual Percentage Yield.  ** Rates may change at any time.  Fees could reduce earnings. 
 

Advantage Checking Personal Account, Advantage Checking Non-Personal Account**

Minimum to earn APY* Compounded Minimum to open Interest Rate APY*
$100,000+ Daily $250 .10% .10%
$50,000-$99,999.99 Daily $250 .05% .05%
$25,000-$49,999.99 Daily $250 .05% .05%
$10,000-24,999.99 Daily $250 .05% .05%
$.01-$9,999.99 Daily $250 .05% .05%
*APY = Annual Percentage Yield. ** Rates may change at any time.>>>>>>>>>>>>>>>>>>>>>> Fees could reduce earnings.