No two businesses are alike.
That's why we offer business checking account options designed to help you bank your way.
Essential Business Checking
Designed for accounts with low transaction volume.
Business Advantage Checking
Designed for accounts that maintain a deposit relationship and have average transaction volume
Beyond Business Checking
Analyzed checking designed for accounts with high transaction volume.
| Essential Business Checking | Business Advantage Checking | Beyond Business Checking | |
|---|---|---|---|
| Monthly Maintenance Fee | none | $20 | $18 |
| # of Free combined transactions | 200 | 500 | na |
| Per Deposit* | .50 > 200 transactions | .50 > 500 transactions | $0.75 |
| Per check paid* | .50 > 200 transactions | .50 > 500 transactions | $0.20 |
| Per ACH Debit* | .50 > 200 transactions | .50 > 500 transactions | $0.20 |
| Per item deposited* | .50 > 200 transactions | .50 > 500 transactions | $0.15 |
| Ways to avoid monthly fee | na | Maintain $10,000 minimum daily account balance or $25,000 in average deposit balances | Analyzed |
| Annual Credit Back | na | na | .30% |
UNLAWFUL INTERNET GAMBLING TRANSACTION PROHIBITED
The Unlawful Internet Gambling Enforcement Act of 2006 (the “UIGEA”) prohibits businesses from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling (termed “restricted transactions” in the Act). You may not use your Account or any other service we offer to process restricted transactions. OneLocal Bank will block any transaction that we believe is restricted and take any other action we deem reasonable under the UIGEA.