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Personal Loans

Current Rates

Rates effective as of Thursday, January 30, 2020

Overdraft Protection Account

Term APR* Payment per $1,000
Revolving 18% n/a

Personal Installment Loan with Advantage Checking

Term APR Payments Per $1,000
12 months 12% $88.85
24 months 12% $47.07
36 months 12% $33.21

New Auto Loan with Advantage Checking

Term APR Payment Per $1,000
24 months 6.99% $44.77
36 months 6.99% $30.87
48 months 6.99% $23.94
60 months 6.99% $19.80

Used Auto Loan with Advantage Checking

Term APR Payment Per $1,000
24 months 7.99% $45.22
36 months 7.99% $31.33
48 months 7.99% $24.41
60 months 7.99% $20.27

Personal Installment Loans

Term APR Payment Per $1,000
12 months 13% $89.32
24 months 13% $47.54
36 months 13% $33.69

New Auto Loans

Term APR Payment Per $1,000
24 months 7.99% $45.22
36 months 7.99% $31.33
48 months 7.99% $24.41
60 months 7.99% $20.27

Used Auto Loans

Term APR Payment Per $1,000
24 months 8.99% $45.68
36 months 8.99% $31.80
48 months 8.99% $24.88
60 months 8.99% $20.75
*APR= Annual Percentage Rate
The application process requires a completed application, two most recent pay stubs, or tax returns if self-employed. Minimum personal loan amount is $1,000 to a maximum of $7,500. Auto loan applications should include a copy of the purchase and sale agreement from the auto dealer, or a copy of the existing title if a private sale. An insurance binder is required at closing. A 20% down payment is required for new auto loans, and a 25% down payment is required for used auto loans.