Get the most from your money with our checking accounts.
Discover which account is right for you.
A checking account is a bank account designed for daily financial transactions such as paying bills, transferring money electronically, making purchases, and receiving direct deposits, like your paycheck. It lets you have easy access to your money when you need it.
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Boundless Checking
Ideal for those who want a simple checking account with no monthly fees and no minimum balance requirement.
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Advantage Checking
Ideal for those with at least $10,000 in combined average deposit and loan balances who want to earn interest and get account perks.
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| Minimum to Open |
$25 |
$250 |
| Monthly Service Charge |
None |
$15.00
With Direct Deposit: $12.00
Waived when combined average daily household deposit and loan balance is $10,000 or greater.
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| Interest Rate |
None |
View Rates |
| Unlimited ATM Surcharge Rebates |
✔ |
✔ |
| Contactless Debit Card |
✔ |
✔ |
| Free Online & Mobile Banking |
✔ |
✔ |
| Free Credit Score Monitoring |
✔ |
✔ |
| Send and Receive Money with Zelle® |
✔ |
✔ |
| Free Specialty Checks & Reorders |
✔ |
✔ |
| FDIC & DIF Insurance |
✔ |
✔ |
| Free Bank Checks & Money Orders |
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✔ |
| 1% Discount on Personal & Auto Loan Rates |
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✔ |
| 50% Discount on Safe Deposit Box Annual Fee |
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✔ |
| No Fee on Savings Transfer Overdraft Protection |
— |
✔ |
| No Fee for IRA Plan Annual Maintenance |
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✔ |
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Open Now |
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See our fee schedule for more information on monthly service charges or other fees.
Every dollar you deposit is 100% protected.
All your deposits at OneLocal Bank are insured in full through a combination of FDIC and DIF coverage. The Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per insured bank, for each account ownership category. Deposits over that amount are fully insured by the Depositors Insurance Fund (DIF), providing peace of mind that all your money is protected.
