Business dressed men shaking hands, one had has a nice watch on

President's Message

Whats better than two great local banks? OneLocal

To Our Valued Customers:

As you know, Norwood Bank and Foxboro Federal Savings merged late last year. In doing so,
we created one larger, stronger community bank that is better able to invest in our people,
technology, products, and services. Today, I am writing to introduce our new unified identity,
and explain some of the thinking behind the new name and tagline.

Going forward, we will be known as OneLocal. We believe this new identity reinforces our
longstanding – and unchanging – focus on community. We will remain a proudly local
institution, an independent financial resource for area families and businesses, and a strong
supporter of local charities and causes.

The line “Everyday Banking” reflects our commitment to meet the unique needs of each
customer – whether retail or commercial, in person or online, with the very best technologies
and services. Our customers are everyday people, and so are we, working together in an
atmosphere of mutual respect and appreciation. That will never change.

On behalf of everyone at OneLocal, thank you for your patronage. We look forward to this
exciting new chapter – and to meeting all of your banking needs with an expanded branch
footprint and more resources to serve you even better.

Sincerely,

John P. Galvani
President and CEO